The Claim Game: A Homeowner's Guide To Avoiding An Insurance Catastrophe Download Free (EPUB, PDF)
In these troubled economic times a home is a precious commodity. Protecting that investment has never been more important for homeowners and property owners. When Mother Nature or good old fashion bad luck cause damage to a property, homeowners turn to their insurers to help them restore their property.Insurers, meanwhile, are as equally interested in enhancing their bottom lines as homeowners are in protecting their investment. When these interests collide, the claim game begins and the fight to protect your home and get what is owed you becomes a high stakes game of chance. Without the right guidance, without knowing the Rules of the Game, rules written by and for the insurers, you could find yourself on the losing end. The Claim Game: A Homeowner s Guide to Avoiding an Insurance Catastrophe levels the playing field between homeowners and insurers by giving homeowners the knowledge and tools needed to empower themselves so that they can get every penny owed them and claim victory. Discover the secrets to homeowners insurance settlement with the only step-by-step guide to property insurance claims written by an insurance insider. Exposing little-known methods that enable you to expedite your claim and get every penny owed you, The Claim Gameis your comprehensive resource for property damage claims.The Claim Game will teach you how to:-Settle claims quickly and fairly.-Reduce or eliminate your deductible.-Decipher your insurance policy so it makes sense.-Discover hidden coverages that protect you and save money.-Organize claim information to expedite your claim.-Get a denied claim covered.-Understand an estimate from a contractor or an insurer.-Select the right contractor to repair your home or property. Also included:-Claim-specific guidance for many types of losses including hurricane, tornado, earthquake, hail, fire and many others.-An in-depth examination of the most common issues and concerns homeowners encounter.
Paperback: 284 pages
Publisher: Quarter Sawn Books; First Edition edition (August 29, 2009)
Language: English
ISBN-10: 0615282784
ISBN-13: 978-0615282787
Product Dimensions: 8.5 x 0.6 x 5.5 inches
Shipping Weight: 12 ounces (View shipping rates and policies)
Average Customer Review: 4.4 out of 5 stars See all reviews (7 customer reviews)
Best Sellers Rank: #657,029 in Books (See Top 100 in Books) #8 in Books > Business & Money > Insurance > Property #125 in Books > Business & Money > Insurance > Business #5535 in Books > Business & Money > Personal Finance
I was looking for a book on homeowner's insurance and since this one seemed to be the most current and complete, so I got it and I'm really glad I did. Having the table of contents online really helped to decide. We had a sewer back up claim and this book saved so much time and aggravation and actually money to that if I didn't get this book I would've pulled most of my hair out by now, really. Most of the people on our block had water in their basement and I became the go-to expert after reading this book. I got asked so many questions by so many people I started lending the book out! We're really really happy we got this book. And its funny, to, I'm in bed reading and I laugh out loud and a few pages later I laugh again and my wife looks over and says "What are you reading thats so funny?" Its a book on homeowner's insurance! I never would've thought a book about homeonwer's insurance could be so funny, but this one is. Really, if you have a homeonwer's claim, this book is great, you really can't go wrong with it.
I ordered this book after my brother lost most of his house from the April tornadoes we had here in Tennessee. The really useful parts don't start until the 4th chapter and at first I thought the chapters could have been arranged better, but as my brother started through his claim (he and his family are staying with us) the sequence made more sense. I read the parts I skipped over and was really glad I did. There's so much good information here, my highlighter just about wore out marking it all. One example, if you do your own clean up work or repairs, you get paid for it by the insurance company, and that even extends to family members. My brother got paid back about twice his deductible for all the work we've done and we're just getting started! Another thing, my brother was going to hire a public adjuster to negotiate his settlement but after reading the chapter on how to settle your claim, I talked him out of it and saved him another $1000+. The free forms available on the website have been really helpful, just wish they were there in the book. All in all, if you or someone you know has a lot of damage, I'd really recommend this book, it will pay for itself many times over.
I have been in the claims industry for 38 years and was looking for a book that explained what I've been doing all those years. This is it. Well done, Mr. Wallingford you were accurate, not necessarily concise but when explaining an insurance policy how can you be. You made up for it in the entertaining writing methods. I would recommend anyone in their right mind sit down and read this book unless they've had a claim. Then I would highly recommend it as a must have.
Confirmed that I was headed in right direction with insurance company negotiations. I Wish I had found this book sooner.
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