Risk Management And Insurance Download Free (EPUB, PDF)
For many years, introductory insurance textbooks presented insurance as a subject based in contracts. Slowly, the course has moved toward a consumer orientation, providing students with a broad, descriptive survey of the insurance field, covering topics such as legal aspects, life and health, and property and liability. Over the past 10 years, textbooks began to promote, and to a limited degree, incorporate a stronger business risk management component while maintaining a consumer orientation. Harrington/Niehaus' Risk Management and Insurance 2e is written to take the next step offering the essential aspects of insurance contracts and the insurance industry while providing a substantially more conceptual analysis and attention to business risk management and public policy issues that exists in current texts.
Series: McGraw-Hill/Irwin Series in Finance, Insurance, and Real Est
Hardcover: 704 pages
Publisher: McGraw-Hill/Irwin; 2 edition (July 15, 2003)
Language: English
ISBN-10: 0072339705
ISBN-13: 978-0072339703
Product Dimensions: 7.5 x 1.2 x 9.2 inches
Shipping Weight: 2.6 pounds
Average Customer Review: 3.4 out of 5 stars See all reviews (13 customer reviews)
Best Sellers Rank: #138,528 in Books (See Top 100 in Books) #27 in Books > Business & Money > Insurance > Risk Management #2384 in Books > Business & Money > Economics #3245 in Books > Textbooks > Business & Finance
Two distinguished academician have spent an incredible amount of time and energy and thought to prepare and publish a book to replace all books on the subject. Unfortunately their failure resulted in a nightmare for students who are forced to read this book and base their ideas, values and knowledge of risk management and insurance on this book.If I had had the misfortune of having this book as a text in a class, I would never have chosen my profession in risk management and insurance. If I had to use this book as the text of my course, I would refuse to teach risk management and Insurance in Undergraduate or Graduate classes.The authors achieve partial success only in relation to the first of their four major objectives. The book is a detriment to good decision making in real conditions, definitely does not enhance the ability of the reader to think critically and analytically, and is totally useless in explaining how insurance markets perform.After totally memorizing this book you can be an academician and get the new students to memorize the book again, in a vicious circle. It is impossible for the reader who is not already a professional to discern what is important and what is significant among the plethora of useful and totally unnecessary information.There are no real life cases. There are no real people, there is not even a mention of psychology, perception, behaviour, culture, education, attitude.The insurance companies and the reinsurance companies and all the agents and the brokers and the loss adjusters, salvage companies, etc. are just there. Why they are there, and what makes them tick is not important. Everyone is totally aware of their risks and all the alternative methods of loss control, transfer and retention.
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